If I have a disabled child, should I leave them out of my Will, or leave their share of my estate to a sibling to “hold” for them?

Updated March 13, 2023.

There are trusts, called Special Needs Trusts, which can be established in your Will for a beneficiary who is disabled. A Special Needs Trust allows the beneficiary to keep receiving public benefits like SSI or Medicaid. Having a sibling or other person “hold” assets for a disabled person can present significant risk, as that person may die, become disabled, get divorced, or file for bankruptcy, exposing the assets intended for the disabled beneficiary.

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