If I want to back out of the contract, can’t I just refuse to cooperate with my lender since then they won’t give me a mortgage commitment?

Updated March 13, 2023.

No. By entering into a contract containing a mortgage contingency, you are agreeing to use your best efforts to obtain a mortgage commitment. Your refusal to cooperate with your lender, in good faith, would be deemed a breach of your contractual obligations.

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