Should I shop around for the best rates on title insurance?

Updated March 13, 2023.

The rates for all title insurance policies issued in New York State are regulated and fixed by the state. Therefore, you will pay the same amount for title insurance, regardless of where you purchase it.

You are permitted to order title insurance from whatever company you wish. However, your attorney generally takes care of ordering both the mortgagee and fee title insurance policies for you. Our firm has a relationship with multiple title insurance agencies which enables us to obtain title policies for our clients. Given these relationships, we benefit financially if we purchase the policy for you. However, we feel that obtaining this policy for you affords us a greater degree of control over this process and we also believe it allows us to provide you with the best service available. In that title insurance rates are set by the state, you are charged neither more nor less as a result of allowing us to order the policy for you.

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