You are permitted to order title policy from whatever company you wish. Therefore, if you wish, you can request your lender to order the insurance for you. However, our firm has a relationship with a title insurance agency which enables us to obtain title policies for our clients. Given this relationship, we benefit financially if we purchase the policy for you. However, we feel that obtaining this policy for you affords us a greater degree of control over this process and we also believe it allows us to provide you with the best service available. In that title insurance rates are set by the state, you are charged neither more nor less as a result of allowing us to order the policy for you.