What is a “closing”?

Updated March 13, 2023.

A “closing” is a meeting to exchange information, documents and funds in order to complete the transfer of real property. In most transfers, (where the buyer needs to borrow money in order to buy the house), two closings actually occur simultaneously. One is a closing or completion of the buyer’s loan. This is a transaction between the buyer and the buyer’s lender, for the purpose of funding the purchase. The loan closing is necessary in order to proceed with the other closing, which is the closing or completion of the transfer of title from the seller to the buyer.


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