Who pays my medical bills if I am injured in a motorcycle accident?

Updated March 13, 2023.

Unfortunately, there are no personal injury protection or no-fault insurance benefits for motorcyclists. Although some motorcycle policies include medical benefits, the coverage is frequently insufficient to pay your medical bills. Often you may be limited to the benefits available under your personal health insurance, Medicaid or Medicare to immediately pay your medical bills.Only a personal disability insurance policy or disability insurance through your employer may be available to pay for your lost wages. In the case of a motorcycle accident resulting in serious personal injuries, a claim against the at-fault driver may be your only source of recovery for unpaid medical bills, lost wages and other damages.

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