Who will pay my bills after an auto accident?

Updated March 7, 2023.

In most situations, your own automobile insurance carrier will pay for your accident-related medical bills and a portion of your lost wages, regardless of who caused the accident. These benefits are called “no-fault” benefits. It is very important to promptly notify your insurance carrier of the accident and fill out all the paperwork they request in order to qualify for these benefits. Strict deadlines apply. It is also important to tell all of your medical providers that they should bill your automobile insurance carrier, not your health insurance, Medicare or Medicaid. You may need to remind your health care providers to bill the auto insurance at each visit.

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